Reliable. Personable. Fast.

Financial Freedom and Legacy Starts Here.

RIA Family Legacy Group helps individuals, families, and small businesses nationwide protect their income, grow their wealth, and build a lasting legacy through personalized insurance, financial education, and accessible solutions for every stage of life.

Your Future, Your Family, Your Legacy — Protected

With RIA Family Legacy Group, you get more than insurance — you get a partner committed to protecting what matters most, helping your money work harder, and guiding you toward a life of security, freedom, and generational wealth.

Pay Bills

Life insurance can provide a tax-free lump sum to your loved ones, ensuring everyday expenses — from rent to utilities — are covered even if your income stops unexpectedly.

Wealth Protection

Permanent life insurance can grow cash value over time, protect assets from market risk, and be a powerful tool for preserving and passing wealth to the next generation.

Protect Income

Life insurance with living benefits or supplemental coverage can replace lost income if you become ill, injured, or pass away — helping maintain your family’s lifestyle without financial stress.

Life Insurance

Provides a financial safety net for your loved ones, replacing lost income and covering expenses after you’re gone. It solves the worry of leaving family with debt or financial hardship.

Retirement Insurance

Creates guaranteed income in retirement through annuities or cash value life policies, solving the fear of outliving your savings.

Disability Insurance Coverage

Replaces a portion of your income if illness or injury prevents you from working, solving the risk of bills piling up without a paycheck.

Ancillary Insurance Coverage

Covers additional needs like dental, vision, critical illness, and hospital indemnity, solving the gap where traditional insurance leaves you exposed.

Health Insurance Coverage

Pays for medical care, doctor visits, and treatments, solving the burden of overwhelming healthcare costs when you need care most.

Frequently Asked Question

Is health insurance really necessary if I’m rarely sick?

Yes — medical bills are a leading cause of debt in the U.S. Having health insurance protects your savings, gives you access to preventive care, and keeps you from paying huge out-of-pocket costs if something happens.

How much coverage do I need?

It depends on your income, debts, and goals. We do a free needs analysis to determine the right amount so you’re not overpaying or underinsured.

How can insurance help me build wealth?

Certain policies, like Indexed Universal Life (IUL), allow you to grow money tax-advantaged while protecting it from market losses, creating a living benefit you can access while alive.

What if I don’t qualify because of my health?

We work with top-rated carriers that have options for a wide range of health conditions. Even if you’ve been declined before, we may have a solution that gets you covered quickly.

I’m not ready to make a decision today — can we just talk?

Absolutely. Our first conversation is about education, not pressure. We’ll answer your questions, explore your options, and give you a clear picture of how coverage can work for you. You decide if and when to move forward.

Is this going to be expensive?

Most of our clients are surprised by how affordable coverage can be. Many qualify for plans starting at less than what they spend on streaming subscriptions each month — and we help you find options that fit your budget without sacrificing protection.

From First Step to Full Protection – We’re With You All the Way

Getting the right coverage doesn’t have to be overwhelming. At RIA Family Legacy Group, we guide you from your first conversation to your financial finish line — making the process simple, transparent, and tailored to your needs.

Get Started

Your journey begins with a conversation. We’ll listen to your goals, answer your questions, and design a plan that fits your life and budget.

Apply

We handle the paperwork and guide you through the application process so it’s fast, accurate, and stress-free.

Reach the Goal!

Enjoy the peace of mind that comes with knowing your income, health, and legacy are protected for the future you’ve worked so hard to build.

Your Legacy Starts Now

Every financial decision you make today shapes the life you and your loved ones will live tomorrow. At RIA Family Legacy Group, we don’t just sell policies — we create pathways to lasting wealth, security, and peace of mind. Let’s start building your legacy together.

Top Carrier Partnerships

What Our Clients Say

RIA Family Legacy Group helped me understand life insurance in a way no one else ever had. They listened to my concerns, explained my options clearly, and built a plan that fits my budget and my future goals. I feel confident and protected for the first time in years.

Monique S.,

Atlanta, GA

I was skeptical at first, but the team at RIA showed me how I could protect my income, build wealth, and leave a legacy for my kids — all without spending more than I do now. It’s life-changing to know I have a solid plan in place.

James R.,

Chicago, IL

Professional, compassionate, and knowledgeable. They didn’t push me into anything — instead, they educated me and gave me the tools to make the right decision. I highly recommend them to anyone who wants to secure their financial future.